Unfortunately, many Americans have problems with insurance companies on a regular basis. While many times a dispute can be resolved without a lawyer, there are times when insurance companies will take advantage of a person’s lack of experience or knowledge as to his or her rights.

Insurance company disputes are commonly referred to in two categories: (1) First Party Claims, and (2) Third Party Claims. A “First Party” claim is when the person, family or business insured by a company is having trouble in handling a claim with their own insurance company. Such disputes are not uncommon after a fire loss, a theft, or after an auto accident causing injury where the person who was at fault did not have auto insurance.

In contrast, “Third Party” claims is when a person is injured or has suffered some sort of property damage as a result of someone else’s neglect, and that person’s or business’ insurance company is unwilling to accept responsibility or provide a fair and reasonable settlement.

At Hunter & Nantz, both of the firm’s partners worked in the Insurance Defense industry for several years prior to start this firm. This kind of experience allowed us to understand key issues involving insurance policies as well as learning how insurance companies process legal claims. Since knowledge of insurance companies is usually the key to reaching a fair settlement, this is invaluable experience that we utilize to assist you in your claim.

If you have a dispute or are uncertain about your legal rights involving an insurance company, please call Hunter & Nantz for a free consultation and analysis.